Contact Us
Make a Claim
Renew Your Policy
Customer Login
Noble Marine is a trading name of Noble Insurance Services Ltd who are authorised and regulated by the Financial Conduct Authority.
Firm Reference Number 305884.
|
Enjoy a multi boat discount of 12.5%
If you have more than one boat our unique Multi Boat Insurance is the solution for you. Any mixture of boat types can be insured together making managing your insurance easy and convenient as well as saving you money with a 12.5% discount (up to £150 per policy).
Boat Insurance FAQs
Most importantly, boat insurance will provide you with third party liability cover if you were to cause damage to other people’s property or injury to another person.
In addition Comprehensive boat insurance can provide you with financial protection if your boat is involved in an accident, stolen or damaged by fire or storm.
Boat insurance is not actually a legal requirement in the UK however most marinas, harbours and in recognised mooring areas require evidence of third party boat insurance.
Most lakes and reservoirs require the same, and you will need to produce proof of third party boat insurance to obtain an inland waterways licence. Also most organised events such as racing will require evidence of liability cover.
In addition to third party liability cover most people will want to insure their boat for damage including from fire or theft to protect their investment and ensure that they are able to stay on the water as much as possible. Noble Marine Insurance can insure boats up to a value of £750,000.
It is important to make sure that your boat insurance is adequate for your needs, and not to forget additional equipment such as trailers, trolleys and safety equipment that can be easily overlooked and are often costly to replace. Most accessories and equipment that is specific to your boating activities can be covered by boat insurance if you opt to include them. Noble Marine’s boat insurance will usually cover:
- Accidental Damage
- Fire or Explosion
- Theft or Attempted Theft
- Malicious Damage / Vandalism
- Storm Damage
- Your liability for damage or injury to other parties
Boat insurance policies generally do not cover:
- Wear, tear, depreciation, gradual deterioration e.g. corrosion or electrolysis
- Mechanical breakdown
- Damaged deliberately caused by you
- Faulty workmanship
For full details of Noble Marine’s Boat Insurance cover and exclusions you can review our policy wording and Insurance Product Information Documents on our insurance documents page.
It is also a condition of many boat insurance policies that your boat is maintained correctly and in a seaworthy condition. Whilst it is important to ensure your boat insurance policy will be valid in the event of a claim, this is also good practice to ensure that you and your passengers and/or crew are safe when on the water. It is important to ensure that all systems of a boat are checked and, as necessary, maintained in accordance with manufacturers guidelines or generally acknowledged best practice. If you are unsure it is worth getting professional advice from a yard or surveyor.
This depends on the type of boat, who’s using it, where it is being used and what it's being used for. Prices for boat insurance start from around £40 per year.
Noble Marine can provide boat insurance for most types of pleasure craft including:
Most boat insurance policies only allow one boat per policy, however Noble Marine’s policy allows you to insure all your boats from canoes and paddle boards to dinghies and yachts under the same policy, you will also benefit from a 12.5% Multi-boat discount (up to £150 per policy). Read more on our Multi boat insurance page.
If your boating adventures take you to more distant shores or you are involved in racing abroad, then Noble Marine Insurance can provide a solution to meet these needs in most circumstances. We can also extend the policy to include boats that are Skippered Charter.
Just call us to discuss your requirements and we will help you through the process or enter your details online by clicking 'Get A Quote' and we will get back to you.
Please note that policy cover is subject to the terms and conditions of our Marine Insurance Policy.
Racing cover is included as standard on all of our dinghy, sports boat, rowing boat, canoe, kayak, surfboard, sailboard and paddleboard policies.
We also offer racing cover for sailing yachts, this may be at an additional charge depending on the type of racing you’re doing.
If you sell your boat and replace it with a new or different boat then you can keep the same policy and simply swap the boat insurance over.
Your claims are handled by our
own in house experts.
