Boat Insurance from Noble Marine

Online RIB Insurance
Residents of the UK are able to buy insurance for their RIB or inflatable dinghy online using our secure website.

Immediate cover is available in just 4 steps:
  1. Complete the form below with details of you and your RIB then press the "Submit" button.
  2. You will be asked to confirm that your details are correct before your application is processed.
  3. Enter your credit card details into our secure server.
  4. Once payment has been accepted you will receive a confirmation email and a certificate will be made available to print.
Helpful tips are available while using this website.
Simply hover your mouse over the symbol to view the information.

Policy wordings are available in English only.
Please note that Noble Marine are only able to provide RIB Insurance for boats owned by UK Residents. Unfortunately there are also a small number of excluded risks and the list below details some of the more common exclusions.
We are NOT able to provide RIB Insurance for:
  • RIBs designed for racing (e.g Zapcats)
  • A RIB based outside Europe
  • RIB Charter or other commercial use
I confirm that my RIB is eligible for quotation: (please tick box)
PDF DocumentPleasurecraft Policy Wording
PDF DocumentPleasurecraft IPID
PDF DocumentEssential Information
PDF DocumentAbout Our Insurance Services
Click here if you cannot
access the above documents.
Tel: 01636 707606
Pleasurecraft Insurance Product Information
what is covered What is Covered
  • Loss or damage to the market value or the sum assured stated on the Policy Schedule whichever is the lesser amount caused by accidental means including fire, theft, vandalism & malicious acts
  • In the event of Actual or Constructive Total Loss where Vessel lost or damaged within 3 years of manufacturer completion, we will pay for a new Vessel of same make, model and specification or if not in production, a new Vessel of similar model and specification up to 120% of Schedule value and for outboard motors we will pay the market value immediately prior to the loss
  • In the event of partial loss or damage to the Vessel, cost of repair limited to values shown on the Schedule and to outboard motors repair costs not to exceed market value of motor immediately prior to loss or damage
  • Vessel is used for private and pleasure purposes
  • Bodily injury or death whilst the Vessel is being used for private, pleasure purposes to the Insured or any Person on-board the vessel with the Insureds permission including embarkation and disembarkation subject to values contained in Indemnity Schedule
  • Cost of medical, surgical, ambulance, hospital or other professional medical services up to £5000 or equivalent currency any one occurrence to you or any Person on-board the vessel with the Insureds permission whilst on board including embarkation and disembarkation
  • Inspection costs of the Vessel bottom following grounding even if no damage found without application of Excess
  • Loss or damage to Vesselís lines/ warps, anchor and anchor chain
  • Third Party Liability up to £5,000,000
  • Vessels with an overall length of 9 metres or over is limited to transits conducted by a professional haulier not exceeding 16.1 km (10 miles)
Optional cover you may have chosen
  • Marine Legal Protection up to £150,000 per incident in pursuit of uninsured losses or personal injury and fatal accident claims.
  • Protected no claims bonus if applicable
what is not covered What is Not Covered
  • Theft or unauthorised removal of the Vessel by any Permitted User X Latent Defect however damage caused by Iatently defective part is recoverable
  • Fault or error in design
  • Unseaworthiness of Vessel
  • Damage arising from wear, tear, gradual deterioration, inherent vice, frost, mould, fungi, marine life, electrical or mechanical breakdown
  • Wilful act by you or any Permitted User
  • Operation by Permitted User under influence of alcohol or drugs other than drugs taken for medical condition
  • Scratching, denting and bruising whilst in transit by road, rail, air or ferry
  • Unrepaired damage, failed repair, alteration, modification or maintenance work to Vessel
  • Loss or damage to Vesselís mooring
  • Loss or damage through or consequence of ordinary action of wind, waves or natural decay
  • Vessels in excess of 17 knots under mechanical power; loss or damage whilst vessel is participating in racing, speed testing or other competitive activity
  • Fire or explosion on Vessel or tenders with inboard machinery unless engine room / space is fitted with automatic and maintained firefighting system or equipment
  • Where maximum design speed in excess of 17 knots claims excluded for craft less than 5 metres being swamped, stranded, sunk or breaking adrift whilst moored afloat and no responsible and able bodied adult on board
  • Loss of diving equipment, water-skis or fishing gear, unless as a result of Total Loss of the Vessel or theft following violent or forcible entry into a locked compartment aboard the Vessel
  • In the event of Personal Accident and Medical Expenses any pre-existing illness or injury, pregnancy, death or disablement arising after 12 months from accident, any person aged over 75 years at time of accident, any person under an employment contract with you, suicide or attempted suicide
  • Accidents to or illness of your workmen or employees
  • Third Party Liability for loss or damage caused during land, road, rail or ferry transit
  • Accidents caused by water-skiers, wakeboards, tubes, biscuits whilst being towed unless water skiing liability extension is in force and no more than 2 persons towed
  • Diving activities, water sport activities such as aquaplaning or kiting including whilst preparing to being towed
  • Punitive, exemplary damages, fines or penalties imposed by law
Calculate Premium
Level of cover required: Fully comprehensive   
Third party cover only
Value of RIB & Equipment £
Engine 1 Inboard Outboard £ Horsepower
Engine 2 Inboard Outboard £ Horsepower
Value of Trailer £
Value of Personal Effects £
Total to Insure £
Length of your RIB    metres
No Claims Bonus Entitlement    %
Do you require liability cover for towing waterskiers, wakeboarders or inflatable toys?
Yes No   
Do you wish to join our Legal Fees Insurance Scheme?
Yes No   
Premium inc IPT 12%:
£
Excess:
£
  Insurance is requested for 12 months from:   
Personal Details
The policyholder named below should be the owner of the boat, or in the case of a person under the age of 18, a parent or guardian.
This policy does allow for any person to use the boat, regardless of their age, with the policyholder's permission.
Title           Forename(s):

Surname:

E-Mail Address:
Postcode:

Address:
Confirm E-Mail Address:

Occupation:

Telephone (daytime):

Telephone (mobile):

Boating experience
RIB Details
Manufacturer & Model

Beam

Date of Purchase

Purchase Price
Hull Material

Max Design Speed

Year Built

Boat Name
Is the RIB used for private pleasure purposes only?
Yes No
Please provide full details.
Mooring Details
Mooring when in commission
Mooring Type
Laid up location

Cruising Range
Please state the cruising range you require.
Outboard Engine Details
Outboard Engine 1
Manufacturer
Year of manufacture
Serial Number
Outboard Engine 2
Manufacturer
Year of manufacture
Serial Number
Further Details
  Have you or anyone who has an interest in the RIB or who may use the RIB with your permission:
(a) ever been refused insurance or had any special
terms imposed by any insurance company?
Yes No
Please provide full details.
(b) ever been convicted, or charged (but not yet tried), or
been given a Police Caution in respect of any criminal offence?
Yes No
Please provide full details.
Previous Claims
How many accidents or losses have occurred during the past
5 years in connection with any vessel you have owned or used?
Total value of accidents or losses in last five years: £

Give details of all accidents and losses in the past 5 years in connection with any vessel you have owned or used.
N.B. No RIB insurance is in force until your credit card payment has been accepted by Noble Marine (Insurance Brokers) Ltd.

We are fully registered with the Data Protection Act. All information you give will be entered onto our database for the sole purpose of providing marine insurance. The data will not be made available to any third party and we will not send you unsolicited e-mail.